Loan Origination
Access your customers’ financial data digitally to radically
simplify the loan application experience and significantly
reduce the time to provide your customer with a lending decision
Rapidly extract customers financials to revolutionize the lending journey, reduce operational cost and reduce time-to-decision.
Validis DataShare provides you with a standardized view of your customers financial information, providing you with deeper insights, ability to make smarter risk based decisions and an experience you can be proud of.
Your customers can seamlessly provide you with ‘real-time’ financial information. This removes the timely task of gathering all relevant data to support their loan application
Your Relationship Managers and Risks teams will be provided with your customers information in a standardised format, no matter the customer type or size, within minutes of connecting to Validis.
We support the origination journey for all products, from merchant on-boarding, solving short-term working capital needs via invoice finance to credit cards and longer term lending, Validis Datashare plays a key part in your digital transformation as you look to use data to deliver an enhanced customer experience while making smarter risk decisions; our product delivers significant value to underwriters, relationship managers and credit risk teams as well as your customers.
Digitally gathering clients financial data simplifies the process and cuts weeks off the loan application. Underwriting and analyst teams receive clean, consistent, formatted data regardless of the accounting system it came from. Validis gives the lender and borrower a unique digital experience, enabling automation in spreading. It also allowes analysts to focus on analysis and value driven insights.

Why use DataShare for Loan Origination?
Radically reduce the time it takes to process a loan
Digital extraction replaces manual data preparation
Depth of data enhances customer insight
Digital-first approach for a great client journey
Dramatically reduce time to decision for your customers; delivering a true digital experience and most importantly a successful outcome for your customers.
Our unique dashboard combining the accounting data with our leading analytics capabilities, delivers powerful insight into the health of the business being assessed and a high level of confidence that the decision being taken is the right one for your risk appetite.
Solution features
Reduce time to decision
- Interpret the SMEs health at a glance
- Access all key financial ratios to support the credit application
- Increase success in your loan application approval rate by accessing real time and detailed financial information
- Measure risk consistently across your broader customer portfolio
Get a better view of risk
Detailed financial data combined with our industry leading insights dashboard powers your risk processes and offers invaluable insight into the financial management of your client. At the same time supporting dynamic risk based pricing informed by full financials; enabling you to better manage risk as you on board new clients and grow revenue. Flag Fraud at the on-boarding stage and continue to monitor the health of the business on-going; easily verifying whether or not they’re operating in line with agreed covenants.