Copyright 2021. All Rights Reserved. | Privacy Policy | Cookie Policy | Security
Lending
More customers, More Lending, More Insight.
Leverage our intelligent accounting API to revolutionize your lending process
Implementing a digital journey to collect, format and interpret your client’s financials will help you improve speed of decision and crucially, ‘time to cash’.
DataShare lending software, from Validis, is an intelligent accounting data pipe that ensures unparalleled accounting connectivity, flexible platform deployment and instant lending intelligence for your front and back office teams.
Datashare is leveraged across all types of Lenders today. Our clients deliver value by using Validis in origination, credit risk and portfolio management.
Origination
Reducing friction and getting to a decision quickly are frequently the difference between gaining a new customer or losing them to competition. Validis improves the user experience and commonly reduces time to cash by 65%.
Credit Risk Management
Credit risk teams have full management accounts data standardized and passed to them, allowing faster, more informed decisions. The Validis lending software automatically calculates ratios and reports freeing up time to focus on the analysis.
Portfolio Management
Validis eliminates the manual burden of document collection for covenants and annual reviews. Financials can be automatically flagged to allow underwriting to focus purely on the accounts that have degraded since last review. The platform can automatically refresh data on an annual or quarterly basis, saving your customers time, further enhancing the customer experience.
Why use DataShare for Lending?
Put cash in the hands of your clients quicker by leveraging their accounting data to make faster, smarter lending decisions.
Improve speed of decision and ‘time to cash’
Heighten the lending experience for your customers
Real-time lending technology at your fingertips
How we support the lending cycle
Everything from Origination to Take On. Validis can support a full lending cycle.
Solution Features
The World's most intelligent accounting pipe
Not all APIs are created equal - our intelligent accounting integrations deliver fully-standardised data direct to your lending applications with all reports and ratios calculated for you
The broadest mid-tier market coverage
We have un-paralleled offline and online accounting package connectivity ensuring customer adoption is maximized. Move your application process to a truly digital journey
Unique lending technology intelligence
Firstly you get real time financials and then our proprietary algorithms provide detailed intelligence on your client's financial health and bookkeeping - highlighting risk and identifying opportunities
Enterprise-grade deployment
We've built a range of flexible deployment options to ensure you can pick a lending software solution that meets your needs. The technology is deployed and in use with many large and mid sized banks and 4 of the Big 4 accounting firms
Designed and supported by Accountants
DataShare was designed by accountants and we continue to provide accounting support and expertise to our customers today. We do the financial heavy lifting for you speeding the analysis and credit risk decision while materially lowering the workload on underwriting
1st line client support
Not everybody is a trained accountant - Let our fantastic team guide you and your clients through the complexities of working with accounting data
Our Lending Partners
