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Credit Risk Management
Transform your credit risk exposure for increased returns
Exploit real-time client financials to manage your credit risk exposure more effectively
We help Lenders manage their credit risk more effectively by digitally streamlining the collection and interpretation of their clients’ accounting data. Credit risk teams use our services to make faster, more informed decisions.
Real Time
Validis allows you to pull real time financials. Giving you a picture of the company’s liquidity and cash position as of today. Once a firm becomes a client this can be set up to pull new financials on a schedule so every quarter without effort by your or the borrower your data is refreshed and you keep across their performance and conformity to covenants.
Standardised
Validis maps all the clients data from their accounting system to a standardized chart of accounts. We build all the financial reports and ratios for you and ensure they are consistently formatted speeding your review and porting the data directly into your credit decisioning system.
Secure and Efficient
Validis encrypts the data providing a more secure way to communicate. Validis does all the preparation and heavy lifting for you and your client commonly shortening time to cash by 65%.
Why use DataShare for Credit Risk Management?
Transform your credit risk exposure for increased returns
Digital extraction replaces manual data preparation
Depth of data enhances risk evaluation
Breadth of data reveals trends in financial management
Solution features
Make loan decisions quicker
Drastically reduce the time it takes to extract and standardize your client’s financial data so you can make quicker, safer loan decisions Automate the clients preparation of information saving them hours in the application process and giving you more accurate and consistent information.
Improve your risk exposure
Directly feed risk models with more detailed client financial data to improve your risk exposure and improve capital allocation. Pull data on an ongoing basis to track trend lines and pre-empt problems.
Enhance the customer journey
Your clients benefit from a slick, digital journey that provides quicker decisions and quicker time to cash.
Gain more insight during the credit process
The depth and breadth of data provided fuels unique insights that help you understand the financial management of your client’s business better. Allowing you to price dynamically against a real view of risk as well as better offer tailored propositions to each client, informed by the data you receive on their business.