Whitepapers

A Validis white paper Financing small and medium sized businesses (SMBs) has become a hotly contested market due to the opportunity presented by the well documented funding gap. The challenges faced by lenders and their credit risk teams are many, and include regulatory pressures, legacy infrastructure, changing customer expectation and a new breed of digital competitors. And …

The value of real-time financial statements to the credit risk function Read More »

The commercial loan market is becoming increasingly competitive. Lenders are battling it out to strengthen their expertise and increase the size of their credit portfolios, while maintaining risk standards. Currently, a positive economic outlook is helping boost total business lending and in particular the need for working capital solutions for small and medium sized businesses. Lenders …

Achieving growth of SMB lending Read More »

Download your copy of this exclusive white paper and join the Open Banking discussion. Our new Open Banking whitepaper features Richard Davies (SME Banking Director at TSB) and Nick Vanstone (Director of Business Information Consulting at Experian) discussing: How far we’ve come with Open Banking in the UK The opportunity it presents for small businesses The additional value of …

Open Banking: Charting industry progress Read More »

Get your copy of this exclusive white paper and find out how you can improve your SMB lending efficiency by 80%. For decades, lenders have based small business lending decisions on outdated data points such as FICO scores or tax returns.  Even worse, that data is skewed and often inconsistent with the health and viability of the business. This …

The Data-Enabled Lender Read More »

Over the last few years the commercial lending industry has undergone considerable change. Low interest rates and a calmer financial climate have ensured plentiful opportunities for both lenders and the businesses they support to grow. At the center of all this change are SMEs. Previously overlooked, SMEs are now considered an important factor of the …

Accomplishing Digital Transformation Whitepaper Read More »

Operating in one of the most erratic and unpredictable economic climates in modern times renders the role of the auditor more important than ever, as pressures to improve audit quality and deliver valuable insights to clients increase. Download Whitepaper