Lending

Supercharge your lending and portfolio management processes.

Transform your lending process for small businesses

Collect, format and interpret your customers’ financials in real-time with the Validis API. Enhance your digital lending journey, improve speed of decision and gain greater insights to portfolio performance. We connect to every major accounting package and are Open Banking enabled.

Validis covenant performance dashboard

Extract, standardise and analyse live accounting data

portfolio monitoring

On-demand insight on portfolio performance

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covenant monitoring

Live track 100% of your covenants

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Reconciliation solution

reconciliations

Fully automate your reconciliation process
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credit risk management

Auto-calculate ratios and reports
Origination and spreading solution

origination & spreading

Reduce time-to-cash by 65%
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decisioning & onboarding

Reduce underwriting and RM workload by up to 30%
Invoice finance solution

invoice finance

Automate processes and balance lending decisions

The platform

Validis lending dashboards

Standardised view of real-time financial information

Deep insights and smarter risk-based decision making. Validis replaces the need for manually collecting and consolidating data.

View and understand your risk

Industry-leading dashboards provide invaluable insight. Flag potential fraud, monitor portfolio health and covenants, conduct spreading and more.

Boost operational efficiency

Save over 30% in time with automated reports, reducing friction in the lending journey and enabling quicker decisions.

The benefits

Understand your customers’ financial needs

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Frequently refreshed customer data enables live monitoring, from origination to covenants. All visualised in the Validis UI or by direct API.

Financial reports at your fingertips

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Auto-calculation of key financial ratios and financial reports in line with your risk profile.

Connected, enhanced customer journey

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Quick, smart decisions lead to satisfied loyal customers. Enhanced business insights inform relevant customer interactions.
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Safe and secure

Built specifically for the industry, by professionals. All data is encrypted and accessed through a secure portal, natively or plugged into your systems. Validis is a secure ISO 27001 and SOC2 certified platform.

Our Lending Partners

Contact us today to learn more

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